About Myha Le

I help parents shape their child's emotional relationship with money, one conversation at a time.

I did not grow up feeling good about money

In my house, money felt scarce. Nobody explained it to me. I just picked up the feeling in the room, and that feeling was worry. By the time I was an adult, money did not feel like a tool. It felt like a problem I was not smart enough to solve.

Then I went back to school. Not for my bachelor's degree. This was later, when I had to start over.

One of my professors sat me down and said something that changed everything. Money is just a tool. That was it. He showed me how to budget, how to save, and how to invest. Not because I was good at math, but because someone finally took the time to explain it in plain words.

I have thought about that conversation ever since. I was a grown woman before anyone explained money to me. My son learned it at three.

Children do not inherit money beliefs. They absorb them.

Here is what I know now. Your child is already learning about money. Not from a class, and not from their first paycheck. From you. From what you say in the checkout line. From what you avoid saying. From the sigh when a bill arrives.

They are not just learning how money works. They are learning how money feels, and whether money is something to fear, hide, control, share, or use with confidence.

That is the part almost nobody teaches. So that is the part I write about.

The Myha Method

You do not need a perfect financial past to raise a money confident kid. You need three moves you can remember in the middle of a real moment, when your child is asking for something and you have about four seconds to answer.

What this looks like in real life

Your child asks for a toy at the store. Here is the most common answer, what your child may hear underneath it, and one honest thing to say instead.

To be clear, there is nothing wrong with telling your child the truth about what your family can afford. Honesty matters. The goal is simply to make sure fear is not the only lesson your child takes home.

Why I write for ages 3 to 10

Because that is when it starts. Children begin forming money habits far earlier than most of us expect, and the words we use in those years do a lot of quiet work.

I am a mom of two boys, Adam and Andrew. Teaching both of them showed me something I did not expect.

Andrew is autistic. He learns best when things are concrete, visual, and predictable. So I made the lessons physical. Three jars you can see and touch. SAVE, SPEND, SHARE. No abstract talk about budgets.

Then I noticed the same three jars worked just as well for Adam, who learns by asking a hundred questions. What helped one child learn helped both.

That is the whole idea behind my books. Simple, visual, concrete tools work for many different kinds of learners. Every child deserves to grow up understanding money.

The books

Every story teaches one money idea through a child making a real choice. Never a lecture.

• Luna's Three Money Jars. Money has different jobs: save, spend, and share.
• Luna's Strawberry Lemonade Stand. Earning, planning, and making choices with money.
• Ethan Earns His Rocket Ship. Hard work, patience, and waiting for something you want.
• The Day The Money Jars Got Mixed Up. A free introduction to the three money habits.
• Raising Money-Smart Kids. The parent guide, with scripts and activities for ages 3 to 10.

Buy a book, give a book

Every child deserves the chance to learn about money, whatever their family can afford. So for every book someone buys, we donate one to a child in a low-income community.

Questions parents ask me