Parenting Tips

Filipino American mother listens warmly as her young daughter notices a classmate riding a purple scooter after school.
Parenting Tip 15: What to Say When Your Child Says "Everyone Else Has One"
Your child feels left out because a friend has something they do not. Here is how to handle comparison without guilt, shame, or caving. Read more...
Mother listens warmly as her young son asks a question about her work in their home entryway.
Parenting Tip 14: What to Say When Your Child Asks How Much Money You Make
Should you tell your child your salary? Here is a calm, honest answer for ages 3 to 8 that satisfies their curiosity without handing them adult worry. Read more...
Korean American mother smiles as her young daughter happily holds a colorful new doll in a toy store.
Parenting Tip 13: What to Say When Your Child Spends All Their Money and Regrets It
Your child blew their money on something they no longer want. Here is what to say so the regret becomes a lesson instead of shame, and why you should not... Read more...
Black father kneels beside his five year old daughter in a bright grocery candy aisle as he calmly holds a money boundary
Parenting Tip 12: What to Say When Your Child Keeps Asking After You Already Said No
The second ask, the third ask, the whining. Here is how to hold a money boundary calmly, without repeating yourself ten times or losing your patience. Read more...
Blond mother and light brown haired son share a calm conversation in a bright soft blue and sage living room with Luna's Three Money Jars on the coffee table
Parenting Tip 11: What to Say When Your Child Asks "Are We Rich?"
Your child asks if your family is rich. Here is the calm, honest answer that works at any age, plus what to say if they ask if you are poor. Read more...
Indian American grandmother and granddaughter calmly discuss a toy in a grocery store
Parenting Tip 10: What to Say When Your Child Asks for Something at the Store
The exact words to use when your child asks for something at the checkout line. Five calm phrases that hold the same boundary without making money feel scary. Read more...
Young blonde girl with a jar of coins in a cozy living room
Parenting Tip 9: How to Raise a Little Entrepreneur: What to Teach Kids About Earning Money at Every Age From 3 to 8
A step-by-step age-by-age guide to teaching kids about earning money from ages 3 to 8. One clear activity and script for grownups at every stage. Read more...
Young Black girl learning to save money with a clear jar of coins in a cozy American living room
Parenting Tip 8: How to Teach Kids to Save Money - 3 Simple Strategies That Actually Work for Ages 3 to 8
Discover 3 proven strategies to teach kids to save money starting at age 3. From clear jars to the Save Spend Share method, these simple tips build lifelong money habits. Read more...
Young Asian Vietnamese boy selling candy at a table outside a supermarket
Parenting Tip 7: My Son Started 3 Businesses Before He Turned 8. Here Is What Each One Taught Him About Money.
A personal story about how my son Adam started 3 real businesses before age 8 and what each one taught him about cash flow, resilience, and patience. Read more...
Parenting Tip 6: Allowance Mistake Most Parents Make (And What I Did Differently With My Son)
Parenting Tip 6: Allowance Mistake Most Parents Make (And What I Did Differently With My Son)
You hand your child five dollars. Thirty seconds later, they have spent it on a plastic toy that they will forget about by dinner. You wonder whether you are doing... Read more...
Parenting Tip 5: 3 Board Games That Teach Kids About Money (Without Them Even Knowing It)
Parenting Tip 5: 3 Board Games That Teach Kids About Money (Without Them Even Knowing It)
It is 6 PM on a Tuesday. You are exhausted. You are trying to figure out what to make for dinner, and your child walks in holding a board game.... Read more...
Hispanic boy with SAVE SPEND SHARE jars in living room learning about savings goals
Parenting Tip 4: Why I Teach 3 Year Olds About Money (And How It Leads to Financial Freedom)
The real reason I teach 3 year olds about money (and why you should too). When I tell people I teach toddlers and preschoolers about money, I usually get a... Read more...